Hilo game: card odds, RTP and how the multiplier builds call by call
One card is face up. You say whether the next one will be higher or lower, and each right call multiplies the payout. A wrong call ends the round and takes the stake. The odds of every call can be read straight from the card on the table.
How to play Hilo
- Place a stake and ask for the first card. It is dealt face up.
- Call the next card: higher or lower. Titles differ on an equal card: it may count as a win for one of the two calls, or have a bet of its own.
- A right call multiplies the running payout. The less likely the call was, the more it adds.
- After any right call you may cash out or call again, and some titles let you skip a card. One wrong call loses the stake and everything built on it.
Hilo odds: higher or lower for each card
The table counts 13 ranks from ace, the lowest, to king, and treats every rank as equally likely on each deal. Instant Hilo titles usually draw this way, without a deck that runs out. Check in the rules of your title how it treats an equal card, then set the same rules in the hilo calculator.
| Open card | Next is higher | Next is lower | Next is equal |
|---|---|---|---|
| A | 92.3% | 0.0% | 7.7% |
| 4 | 69.2% | 23.1% | 7.7% |
| 7 | 46.2% | 46.2% | 7.7% |
| 10 | 23.1% | 69.2% | 7.7% |
| K | 0.0% | 92.3% | 7.7% |
From a 7 the next card is higher 46.2% of the time, and that call pays 2.10x at an RTP of 97.0%. From an ace, higher comes 92.3% of the time and pays only 1.05x. An equal card has a chance of 7.7% from any rank.
When to cash out in Hilo, and what skipping a card does
Each call does two things at once: the payout grows and the chance of still being in the round shrinks. 3 right calls of higher in a row from a 7 happen in 9.83% of rounds and pay 9.87x at 97.0%. Cashing out early gives a small payout often. Staying in gives a large payout seldom. The average return is the same on both paths, so the numbers never single out one call as the moment to stop. Where a title lets you skip, the skip swaps a middle card for another one and nothing more. An easier card makes the next call more likely and its multiplier smaller. Calls near the middle lose about half the time, and several losses in a row are not unusual, as the losing streak calculator shows. Raising the stake after a loss is covered in does Martingale work on crash games?
Where to play Hilo: casinos in our data and their RTP figures
All casinosOur data lists 12 different Hilo titles in 7 casino lobbies. The RTP is confirmed for 4 of these and runs from 97.0% to 98.0%, which is an average cost of 2 to 3 per 100 staked. Titles differ in small rules: what an equal card does, whether skips are allowed and how many. Those rules change the multipliers on screen, and the RTP sums them up. For the figure itself read what RTP means in crash games, and for the lobbies open the casino list.
Drakaris
Glorion
DragonSlots
Ragnaro
Alawin
Golisimo
WestaceIs Hilo fair? How the next card is decided
In an instant Hilo the next card does not depend on the cards before it. A run of high cards does not make a low one more likely. This is different from a real deck, where dealt cards are gone.
In a provably fair Hilo every card is derived from a server seed, a client seed and a nonce, with one more step in the sequence for each card of the round. Once the casino reveals its seed, the whole round can be rebuilt in the provably fair verifier. A climb with one pick per floor, as in a Tower game, is checked the same way.
Hilo demo: practise the calls without money
Demo play is marked on 12 Hilo titles out of 12. The demo shows the multiplier of each call before you make it. Compare those numbers with the table on this page to see which rules the title uses for an equal card.
Hilo calculator and losing streak odds
Questions about the Hilo game
How do you win at Hilo?
You win a round by cashing out after one or more right calls. No way of calling changes the house edge: likely calls pay little and unlikely calls pay more.
What happens in Hilo when the next card is the same?
It depends on the title. Some count it as a win for higher or lower, some as a loss, and some have a separate bet on an equal card. The rules of the game state it.
Is card counting possible in Hilo?
Not in instant Hilo. Every card is drawn fresh with equal chances for all ranks, so past cards tell nothing.
What is the RTP of Hilo?
The confirmed figures for the Hilo titles in our data run from 97.0% to 98.0%.
Should I skip cards in Hilo?
Skipping changes the card you call from and nothing more. An easier card pays less, so the average result stays the same.
