Hilo calculator
Pick the card on the table and a guess. You see the chance that the next card agrees and what the guess pays. Add guesses one by one to price a whole run.
Optional. Pick a casino and a title, and the calculator uses the RTP in our data for it. Only titles with an RTP figure are listed.
A generic value. Change it to the RTP your game shows.
The run is empty. Add a guess to see the chance and the multiplier of several correct guesses in a row.
Hilo chances for every card
| Card | Higher | Higher pays | Lower | Lower pays |
|---|---|---|---|---|
| A | 92.31% | 1.07x | 0.00% | no bet |
| 2 | 84.62% | 1.17x | 7.69% | 12.87x |
| 3 | 76.92% | 1.29x | 15.38% | 6.43x |
| 4 | 69.23% | 1.43x | 23.08% | 4.29x |
| 5 | 61.54% | 1.61x | 30.77% | 3.22x |
| 6 | 53.85% | 1.84x | 38.46% | 2.57x |
| 7 | 46.15% | 2.15x | 46.15% | 2.15x |
| 8 | 38.46% | 2.57x | 53.85% | 1.84x |
| 9 | 30.77% | 3.22x | 61.54% | 1.61x |
| 10 | 23.08% | 4.29x | 69.23% | 1.43x |
| J | 15.38% | 6.43x | 76.92% | 1.29x |
| Q | 7.69% | 12.87x | 84.62% | 1.17x |
| K | 0.00% | no bet | 92.31% | 1.07x |
How hilo odds follow from the deck
There are 13 ranks and each one is equally likely on every draw, because instant hilo games deal from an endless deck. The chance of a guess is the number of ranks that satisfy it divided by 13. The multiplier is the RTP divided by the chance, and for a run it is the RTP divided by the product of the chances.
Worked example
With a 7 on the table, six ranks are higher, so the chance is 46.15% and the guess pays 2.15x at an RTP of 99.00%. If a 10 comes next and you guess lower, that second guess has a chance of 69.23%. Both together have a chance of 31.95%, and the run pays 0.99 ÷ 0.3195 = 3.10x.
A single guess with a fixed chance is a dice bet, priced by the dice win chance and multiplier. Chains that must all succeed behave like the rows of a tower game, see the tower climb odds. For how often a run of misses comes, use the odds of a losing run.
Where a hilo game can differ from this page
- Some titles take the house edge on every card and not once per round. A long run then pays less than shown here, so compare with the multiplier in your game.
- Guess buttons differ. Many games offer "higher or same" in the middle of the deck and strict guesses only on aces and kings.
- The next card cannot be known in advance. Cards already dealt do not make any rank more or less likely.
Questions about hilo odds
Which card is the safest to guess from?
An ace or a king. From an ace, a higher card comes 92.31% of the time, and the guess pays only 1.07x at 99.00% RTP. Safe guesses pay little.
What does a "same" guess pay?
One rank in 13 matches, a chance of 7.69%. At 99.00% RTP the guess pays 12.87x.
Does counting cards help in hilo?
No. Instant hilo draws every card from a full set of 13 ranks, so earlier cards carry no information about the next one.
Is a long run better value than single guesses?
No. If the edge is taken once per round, a run returns the same share as a single guess. If the game takes it on every card, a long run returns less.